In an article titled "Mobile Wallet Will Take Time to Mature In U.S.", RIchard Winston from Accenture writes for Bank Systems & Technology magazine about the challenges in bringing mobile payments to the US market. Winston says "the technology will take time to mature, requiring banks, credit card issuers, cellular carriers and merchants to either cooperate or be forced to act by disruptive competitors entering the market."
Separately, David Evans asks whether Google will be the catalyst for the mobile ecosystem in the US. He says "however, Google faces the same difficulty that other developers have faced–which is interacting with the mobile carriers who understandably want to get paid for their vast investments in mobile capacity." Evans spoke at last week's CTIA conference in San Francisco.